Who are we?

A team of real estate professionals.

The AP Group is a tight-knit team with licensed agents, a full-time Marketing Coordinator, full-time Client Care Coordinator, 4 I.T. professionals, full time legal counsel, and front-desk support/internal support within the 20+ offices. If you decide to work with Andy and the AP Group, you will be in the hands of an experienced, local, trusted team.

Andy Polski

Team Lead

Andy Polski brings his clients and the AP Group a wealth of knowledge and experience in real estate, investing, remodeling, construction, vacation rentals, and developing. He has a Bachelor of Science degree in Marketing and Business Administration. Andy is a true entrepreneur with a solid network of professionals in both Minnesota & Colorado. He started his first venture in 2003 while in college and never looked back. Now a family man with multiple self-sufficient businesses within the real estate and construction industry, he pours his time into what he loves most – buying and selling real estate. Business and Real Estate is a lifestyle for him; or as his wife would say, an addiction. There is nothing more rewarding than finding or closing the next great deal for his clients!

Lucy Polski

Client Coordinator

Lu Polski is the glue that holds everything together behind the scenes at the AP Group.  Lu is the team’s ‘Client Coordinator’ and is always helping clients lineup cleaners, contractors, staging companies, helping with paperwork, or really anything they need! She is also the go to support whenever the team’s agents need any help with a buyer or listing.  Lu grew up in Sao Paulo, Brazil and moved to the U.S. in 2006 to study english and obtain a nursing degree.  Lu has always had a passion for exploring the world, traveling, meeting people, and finding homes! Over the past 15 years Lu has been a key partner of Andy’s in managing their commercial painting company, land development company, flipping 55+ homes, and doing whatever she can to help her clients and network succeed! Lu loves skiing, playing on the lakes in the summer, and doing everything within her power to provide a wonderful and active life for her two daughters Ella & Evelyn.

Jeremy Ellingson

Agent and Business Development Coordinator

Born and raised in Minnesota, Jeremy grew up working on a grain farm in Breckenridge, MN from which he learned the value of hard work. Early on he was drawn to helping people and wanted to make a difference. In 1993 he received his degree in Occupational Therapy and began helping people recover from their ailments and injuries. Through the years he developed an affinity for real estate. In 2003, he obtained his real estate license and began the journey of helping people with their real estate needs. He says “the way I help people may have changed, but the desire and drive to make a difference in people’s lives has not”.

Jeremy currently lives in Coon Rapids with his wife Lynda and their dog Saddie. Together they have 4 adult children and 2 grandchildren. In his free time, Jeremy loves to be outside. He and his wife like cooking on the grill, hanging out with family/friends, going on bike rides, and checking out all the local parks. He also enjoys trying out new restaurants and other local hot spots and taking part in community events. Jeremy and his wife love to travel and try to visit a new place in the U.S. each year.

Andrew Dale

Broker Associate

Andrew is an accomplished real estate professional who brings a wealth of knowledge and experience to his clients. After almost two decades working at institutional real estate firms, Andrew transitioned into real estate brokerage, combining his passions for real estate, working with people, and Steamboat. When working with clients, Andrew brings a deep understanding of analytics and real estate market dynamics to help his clients make informed buying and selling decisions. He prides himself on delivering a highly professional and superior client experience through hard work, responsiveness, honesty, and integrity. 

Prior to joining the AP Group, Andrew was an Executive Director at PGIM Real Estate, an institutional real estate manager with over $200B of assets under management. In this role, Andrew underwrote real estate transactions, oversaw the development of new products, and participated in strategic planning for the business. During his tenure, Andrew helped negotiate, structure, and close nearly $1B of financing for real estate owners and he leverages that experience to deliver optimal real estate outcomes for his clients.

Andrew and his family moved from Denver to Steamboat in 2020 after falling in love with the town and all that Steamboat offers. When he’s not working, Andrew is outside exploring the Yampa Valley with his wife Candace and their two girls. He is an avid outdoorsman and enjoys fly fishing, skiing, hiking, biking, and camping – basically any activity in the mountains. 

Andrew received his MBA from the University of Michigan and BA in Economics from the University of Colorado. He is also a CFA charterholder.

You can reach Andrew by phone at 303-726-2808 or by emailing andrew@sbtrealty.com

Joseph Koski

Marketing Coordinator

Working closely with Andy and the AP Group as a Marketing Intern for over a year, Joseph joined the team full time early 2021. A creative problem solver and a quick learner, he works closely with the team so they can provide a customized, first-class service for all of their clients.  Joseph actually attended the same university and has the same exact degree as our team lead, Andy Polski.  He is a skilled marketer with a Bachelor of Science Degree in Marketing Communication from the University of Wisconsin – River Falls.

Born in Minnesota, growing up in the South Metro and spending summers at the family cabin on Lake Vermillion, he has a distinct love for the lakes and outdoors. He loves wakesurfing, mountain biking, spending time with friends and family, and DIY home improvement. Always up for a new adventure, Joseph is an avid traveler. He has backpacked through Europe, bungee jumped in New Zealand, and even swam with sharks in the Great Barrier Reef. Joseph’s experience brings a unique perspective to the AP Group!

Olivia Koski

Social Media Specialist

Olivia joined the AP Group over the summer as our Social Media Specialist supporting marketing operations and creating engaging and educational content. Olivia has a blended marketing, operations, and international business background which she is thrilled to bring to the team. She grew up in Minnesota and has an affinity to lake life and the outdoors, particularly enjoying watersports and biking. Olivia is always up for a travel adventure whether it be jumping out of an airplane in Spain or backpacking through New Zealand. She is currently living across the pond in London where she enjoys trying new foods and restaurants, frequents all kinds of markets around the city, and tends to her many houseplants.